Farm Credit & Country Mortgages Welcomes Lavina Henderson to the Harrisonburg Processing Team

Lavina Henderson has joined Farm Credit & Country Mortgages’ Harrisonburg processing center as a Loan Assistant. Henderson is originally from Stuarts Draft and currently resides in Waynesboro, Virginia. She lived in Arizona for a short period of time before moving back to her home in the Shenandoah Valley. Lavina comes to Farm Credit with a variety of experiences in the industry and she looks forward to helping assist customers in their agricultural endeavors.

Farm Credit of the Virginias provides over $1.5 billion dollars in financing to more than 10,000 farmers, agribusinesses and rural homeowners throughout Virginia, West Virginia and western Maryland. Farm Credit is a cooperative capitalized largely through investments made by farmers, ranchers and the rural homeowners and businesses that borrow from them.  Farm Credit helps maintain and improve the quality of life in rural America and on the farm through its constant commitment to competitive lending,  expert financial services and for facilitating and sharing knowledge and resources through the Farm Credit Knowledge Center.   For more information, visit www.FarmCreditKnowledgeCenter.com or www.FarmCreditofVirginias.com.

Categories: General Information

Virginia 4-H Livestock Judging Team Earns National Title

Earlier this year, the Rockingham County 4-H Livestock Judging Team emerged victorious at the Western National Roundup competition held in Denver, earning the overall team title in this annual event.

Four members of the 12+ member team travelled to the Mile High City in January to compete:  Bailey Carpenter, 16; Hannah Craun, 16; Caley Ellington, 17; and MaKalyn Nesselrodt, 17. Together, they judged ten classes of animals, including beef cattle, hogs, sheep and meat goats, with their individual scores tallied to arrive at the team total that earned them the win. The Rockingham County team competed against 25 teams, representing 24 states and Canada.

Judging livestock requires extensive knowledge of different breeds and classes within each species, as well as keen observation skills to determine the best animals in a group. Articulate oral presentations of the rationale for their assessments of the animals they judge are also a critical component of the judging process. Learning how to judge takes years of practice: each of these four youngsters comes from a farming family, giving them a strong foundation of knowledge, and each has actively trained in livestock judging for between five and ten years.

“The best training comes from going to farms and practicing with various classes of animals,” says Farm Credit of the Virginias senior commercial credit analyst Dave Walker, who shares coaching duties with co-coach Tammy Craun. “To prepare for the Denver contest, we had practice once a week from late August until the contest in early January.” The team also competes in regional and state contests to gain experience, and in fact earned their place in the national competition by first winning the Virginia State Contest in June 2014.

 Livestock judging

By winning the national contest, the Rockingham team has earned the opportunity to travel to Scotland and tour agricultural and historic sites of interest. They also have the option to compete in the Royal Highland Livestock Judging Contest as a team or individually; however, participating in this competition precludes competing in certain other U.S. contests, so only MaKalyn plans to join the international contest. Individual winners at the Western National Roundup can also earn money toward college expenses: both Caley and MaKalyn have $250 waiting for them if they pursue an animal science degree at Colorado State University, which hosted the Denver event.

Livestock judging competitions are about more than winning prizes, though: these young 4-H members are learning valuable life skills that will help them succeed in their future college endeavors and professional careers, including observation skills, decision making, public speaking and teamwork.

“I think the skills gained from competitive livestock judging help develop leaders in whatever career path participants chose to follow,” says Walker, who himself competed in livestock judging in his younger days with then-teammate Craun. “Just as an example, MaKalyn has already started classes to become a nurse and the observation, decision making and teamwork skills she’s developed through judging will certainly be useful in her nursing career.”

Walker cites another benefit of competing in livestock judging. “Travelling to distant contests forces these young people to learn how to manage their time and be focused on school responsibilities before and/or after they’re away for a competition,” he says. “Travel to other states, and if successful at national contests as the Rockingham team has been, to other countries, also provides life experiences that can enrich and broaden their viewpoints.”

Categories: General Information

Farm Credit & Country Mortgages Welcomes Magen Ayers to the Wytheville Team

Attachment-1

Magen Ayers has joined Farm Credit & Country Mortgages’ Wytheville office as a Loan Assistant. Ayers is originally from and currently resides in Wytheville, Virginia. She attended Wytheville Community College and Liberty University where she received a Bachelor’s Degree in Finance. Magen is no stranger to the agriculture industry; she comes from a farming family where their operation consisted of cattle, swine, horses and orchards. Magen comes to Farm Credit with a variety of experiences in the agriculture industry and looks forward to helping assist customers in their agricultural endeavors.

Farm Credit of the Virginias provides over $1.5 billion dollars in financing to more than 10,000 farmers, agribusinesses and rural homeowners throughout Virginia, West Virginia and western Maryland. Farm Credit is a cooperative capitalized largely through investments made by farmers, ranchers and the rural homeowners and businesses that borrow from them. Farm Credit helps maintain and improve the quality of life in rural America and on the farm through its constant commitment to competitive lending, expert financial services and for facilitating and sharing knowledge and resources through the Farm Credit Knowledge Center.   For more information, visit www.FarmCreditKnowledgeCenter.com or www.FarmCreditofVirginias.com.

Categories: General Information

Farm Credit & Country Mortgages Welcomes Debbie Shifflett to the Harrisonburg Team

Debbie Shifflett has joined Farm Credit & Country Mortgages’ Harrisonburg office as the new AgBiz Loan Processor. Shifflett currently resides in Elkton, VA but lived in Greene County for ten years. Debbie was just recently married to her husband, Steve, who she has been with for the past 30 years. She has two children, Drew and DeLisa as well as one grandchild, Noah. She has worked for BB&T for the past 11 years and has a total of more than 20 years of retail and loan experience which she gathered while working in multiple counties. Debbie looks forward to serving and meeting the customers of Farm Credit.

Farm Credit of the Virginias provides over $1.5 billion dollars in financing to more than 10,000 farmers, agribusinesses and rural homeowners throughout Virginia, West Virginia and western Maryland. Farm Credit is a cooperative capitalized largely through investments made by farmers, ranchers and the rural homeowners and businesses that borrow from them.  Farm Credit helps maintain and improve the quality of life in rural America and on the farm through its constant commitment to competitive lending,  expert financial services and for facilitating and sharing knowledge and resources through the Farm Credit Knowledge Center.   For more information, visit www.FarmCreditKnowledgeCenter.com or www.FarmCreditofVirginias.com.

Categories: General Information

March 2015 Preview: Women’s History Month, Crop Insurance Deadline and AgDay

Unless you are reading this from Florida, the view out your window, or nearby, likely includes a dusting (or more) of snow. This year’s record-breaking winter has increased hay demand and stalled the maple syrup season. And while March 1 is considered the meteorological spring in the United States, we will have to wait until March 20 to officially welcome Spring and a prelude to a bevy of planting activity as farmers work to get early crops into the ground.

The month ahead offers some welcome distractions from winter’s last gasps. March Madness and St. Patrick’s Day are on the horizon – we hope you’ll take a moment to thank America’s farmers and ranchers for their contributions in helping us celebrate these holidays and other events in our day-to-day lives.

Here’s what else is happening this month:

  • March is Women’s History Month, and nowhere are women’s contributions more important than in agriculture. Women have been integral to the success of farms and ranches for centuries; today, nearly 1 million women are actively farming, and 14 percent of our nation’s 2.1 million farms have a woman as principal operator. Follow #WomenInAg on Facebook and Twitter to learn more about these female operators and check out our Women in Agriculture board on Pinterest.
  • The deadline for purchasing crop insurance for Spring crops is March 16. This will also be the last chance for commodity producers to choose one of two new risk mitigation programs included in the 2014 Farm Bill. Be sure to talk with your insurance agent to review and update your plan, and to talk about these new options – your choice this year will be in place for the next five years.
  • Take a moment to appreciate U.S. farmers and ranchers on National Ag Day, March 18. In addition to growing the food that graces all our tables, these 2.1 million dedicated producers are responsible for revenues of more than $394 billion, a significant portion of our national economy. Will you be participating in your state’s Ag Day activities? We want to hear from you! Post your photos to our Facebook page or tweet using the hashtag #AgDay.
  • Two of Farm Credit’s National Contributions Partners will host events focused on the future of agriculture: Agriculture Future of America will be holding the 2015 Policy Institute in Washington, DC, March 16-19, and Minorities in Agriculture, Natural Resources and Related Sciences (MANRRS) will be hosting the 30th Annual Career Fair and Training Conference from March 26 – 28 in Houston, Texas.

 

Categories: General Information

From the Field: National Black Growers Council

For generations, black farmers and ranchers have proven to be important contributors to the American agricultural dichotomy, as they’ve contributed to the daunting task of providing food to our nation and the world. With unwavering dedication and passion, these men and women faced hurdles and endured systematic barriers that thwarted their ability to access government funding and federal programs. Barriers so debilitating that for some it stifled their ability to grow and for others, these hardships forced them out of business altogether.

These troubling realities are quantified in the statistics which document the overall decline in the number of black producers in the farming and ranching industries during the past century. Although data show a 9 percent increase in the number of black agricultural producers from 2007 to 2012, with 2012 recording 44,629 or 2.1 percent of the agricultural producers in the United States being black; the sobering facts show that from 1920 to recent times, the ratio of black farmers to non-black farmers declined from one in seven in 1920, to nearly one in 50 today.

Challenges and barriers withstanding, black farmers and ranchers remain diligent, strong, and proud in their commitment to provide a much needed resource to a greatly underserved and sometimes forgotten population. Organizations including the National Black Growers Council, an industry alliance established to help “improve the efficiency, productivity, and sustainability” of black farmers, represent a collective voice for farmers and ranchers while providing a venue by which they can share information and resources, and an organized way to establish educational forums to ensure that the next generation of farmers and ranchers is being mentored and trained.

P. J. Haynie, Director and Secretary-Treasurer of the Council and a fifth generation grain farmer, said, “We need to change our mindset. Many of these challenges are in the past, and we need to look forward.” To that end, the Council is focused on networking with independent black farmers and ranchers to connect them with each other in order to establish a stronger consortium and eliminate the isolation black farmers often experience as they continue to operate in an industry dominated by white agricultural producers. Still, in order to move forward, today’s farmers must identify and address those challenges that remain prevalent and relevant.

One such challenge is the need to attract and nurture the next generation of black farmers and ranchers to ensure the continued existence and growth of blacks in agriculture. Another priority of the Council is to educate black youth on the opportunities available in the agricultural industry. This has proven especially challenging because of the negative stigma that associates farming with slavery; coupled with the fact that many black youth harbor disparaging perceptions about the industry after witnessing their parents and other farmers struggling to maintain, and in some cases losing, their businesses. Seeing and experiencing such hardships has left many black youth less than enthusiastic about the prospects of following in their parents’ footsteps by choosing agriculture as a career.

Financing has proven to be another challenge faced by black farmers and ranchers today. Leigh Allen, Executive Director of the National Black Growers Council points out a challenge that supersedes black farmers’ ability to obtain credit, and that is their ability to acquire accurate information about how to properly apply for credit.

At a recent meeting with Farm Credit representatives from across the country, the Council shared these challenges as well as the Council’s strategies for helping America’s black agricultural producers succeed. One key program is an annual series of Model Farms field days where black growers gather to learn first-hand about practices and technologies that improve efficiencies and increase yields. However, before programs like Model Farms can be effective the Council must locate the black agricultural producers it aims to help – those black farmers outside of the Council’s membership. While the current membership represents 11 southern states between Virginia and Texas, responsible for farming approximately 60,000 acres of farmland, due to the aforementioned isolation of black farmers throughout the United States, finding those who would most benefit from the Council’s support is difficult.

In its new alliance, Farm Credit has committed to helping the National Black Growers Council and its constituents by lending its support to the Council’s efforts to excel in its mission of improving the efficiency, productivity, and sustainability of the black farming community.

If you are a black farmer or rancher who is not a member of the National Black Growers Council, visit their website to learn more about their resources and benefits, and become a member.

With more than 20 years of experience in the field of diversity, Rodney Patterson brings a wealth of knowledge to his position as Diversity Resource for the Farm Credit System. In his role, Mr. Patterson is responsible for driving diversity, inclusion and engagement throughout the Farm Credit System.

Lisa Summerour is a dynamic motivational speaker, author, consultant, coach, and facilitator. She graduates in May with a doctorate in ethical leadership from Olivet Nazarene University. Ms. Summerour’s current projects include developing women’s empowerment seminars and job search workshops.

 

Categories: General Information

Black Farmers: Historical Trends and Contemporary Challenges

Like everyone in agriculture, African-American farmers are grappling with demographic and economic trends that can make it difficult to keep a farm in the family. Consolidation, while it makes farming far more efficient, has reduced the number of black-owned farms from more than one million a century ago to only about 18,000 today. In addition, like their white counterparts, black farmers sometimes face challenges enticing the next generation to stay on the farm and pursue agriculture as a career.

The reasons cited for the decline in the number of black farmers vary. For one, in the past, black farmers faced a number of challenges that white farmers didn’t, including discriminatory lending practices. Today, discriminatory lending has been vastly reduced thanks to federal laws prohibiting those practices. In addition, lenders like the Farm Credit System have programs specifically designed to help young, beginning, small and racial/ethnically diverse farming operations.

The shrinking number of black farmers is a concern for us all as we look to diversify the agriculture industry and prepare to meet future demands. To that end, the Farm Credit System supports black farmers across the country by partnering with organizations like the Federation of Southern Cooperatives, MANNRS (Minorities in Agriculture, Natural Resources and Related Sciences), the Minority Landowner Conference, the Color of Food and others. In 2013, three Farm Credit System organizations – AgCarolina Farm Credit, AgFirst and CoBank – provided a $72,000 grant to the Roanoke Electric Cooperative’s Sustainable Forestry and African-American Land Retention project. The grant will be used for training and educational forums, legal and technical assistance and business planning. Additionally, the grant will provide career educational opportunities for youth.

Farm Credit’s goal is to make sure that any credit-worthy individual, regardless of race, has access to the credit they need to be successful in agriculture. As Farm Credit continues to do its part, we hope to see the number of black famers remain steady and even grow in the future.

With more than 20 years of experience in the field of diversity, Rodney Patterson brings a wealth of knowledge to his position as Corporate Diversity and Talent Management Officer for CoBank, the Farm Credit bank serving associations in 23 states and agribusinesses nationwide. In this role, Mr. Patterson is responsible for driving diversity, inclusion and engagement throughout CoBank and the Farm Credit System.

Categories: General Information
Follow

Get every new post delivered to your Inbox.

Join 680 other followers